Kalkulation von Lifetime bzw. Reverse Mortgages ab 99.99 € als Taschenbuch: Eine kritische Analyse am Beispiel des US-amerikanischen Home Equity Conversion Mortgage (HECM)-Modells. Auflage 2009. Aus dem Bereich: Bücher, Wissenschaft, Wirtschaftswissenschaft,
Kalkulation von Lifetime bzw. Reverse Mortgages ab 53.94 € als pdf eBook: Eine kritische Analyse am Beispiel des US-amerikanischen Home Equity Conversion Mortgage (HECM)-Modells. Aus dem Bereich: eBooks, Wirtschaft,
With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets - from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and - critically - how much to withdraw from your savings each year). The right moves will not only raise the amount you have to spend; they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices, the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth today. Quinn shows you how. At a time when people are living longer yet retiring with smaller pots of savings than they'd hoped for, this book will become the essential guide. 1. Language: English. Narrator: Amanda Carlin. Audio sample: http://samples.audible.de/bk/sans/007312/bk_sans_007312_sample.mp3. Digital audiobook in aax.
Kalkulation von Lifetime bzw. Reverse Mortgages ab 99.99 EURO Eine kritische Analyse am Beispiel des US-amerikanischen Home Equity Conversion Mortgage (HECM)-Modells. Auflage 2009
The financial and economic crisis that began in 2008 is the most alarming of our lifetime because of the warp-speed at which it is occurring. How could it have happened, especially after all that we've learned from the Great Depression? Why wasn't it anticipated so that remedial steps could be taken to avoid or mitigate it? What can be done to reverse a slide into a full-blown depression? Why have the responses to date of the government and the economics profession been so lackluster? Richard Posner presents a concise and non-technical examination of this mother of all financial disasters and of the, as yet, stumbling efforts to cope with it. No previous acquaintance on the part of the reader with macroeconomics or the theory of finance is presupposed. This is a book for intelligent generalists that will interest specialists as well.Among the facts and causes Posner identifies are: excess savingsflowing in from Asia and the reckless lowering of interest rates by theFederal Reserve Board, the relation between executive compensation,short-term profit goals, and risky lending, the housing bubble fuelled bylow interest rates, aggressive mortgage marketing, and loose regulations, the low savings rate of American people, and the highly leveraged balance sheets of large financial institutions.Posner analyzes the two basic remedial approaches to the crisis, which correspond to the two theories of the cause of the Great Depression:the monetarist - that the Federal Reserve Board allowed the money supply to shrink, thus failing to prevent a disastrous deflation -and the Keynesian' that the depression was the product of a credit binge in the 1920's, a stock-market crash, and the ensuing downward spiral in economic activity. Posner concludes that the pendulum swung too far and that our financial markets need to be more heavily regulated.