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Mortgages for Dummies, 2nd Edition, Hörbuch, Di...
9,95 € *
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For typical homeowners, the monthly mortgage payment is either their largest or, after income tax, their second-largest expense item. When you're shopping for a mortgage without the proper knowledge, you could easily waste many hours of your time - in addition to the financial losses suffered by not getting the best loan you can. Choosing the right mortgage can help you save money for more important financial goals, such as higher education and retirement. Updated with the very latest on every kind of loan, this friendly, easy-to-understand guide will help you shop for the best home-purchase mortgage, overcome loan qualification obstacles, negotiate lower loan fees and closing costs, save for refinancing the house, or increase retirement income with a reverse mortgage. You can also determine your borrowing power, find the best lender and options, and avoid fiscal pitfalls. 1. Language: English. Narrator: Brett Barry. Audio sample: http://samples.audible.de/bk/harp/001374/bk_harp_001374_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 24.10.2020
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Mortgage Terms: Financial Education Is Your Bes...
9,95 € *
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Find out essential mortgage terms you should know.One of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry because you’re not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use. From lender to loan to closing your home...With the terminology used in discussing mortgages such as appraisals, equity, escrow, points, and settlement costs, most common people can become easily confused. Mortgage professionals can speak in a language all of their own and the lingo used is unique.This practical mortgage guide covers topics like:Mortgage lending and brokersSubprime, reverse, and FHA mortgageCommercial and residential mortgageEscrow, points, and settlement costsHome equity and loan modificationThis practical glossary in alphabetical order compiles a list of over 125 most important mortgage terms you’re likely to encounter. Every mortgage term is explained in detail, with clear and concise article-style description and practical examples.It will help you understand most common mortgage terms that you might encounter, and what role they play in the mortgage process. Use this glossary of mortgage terms to better understand the overall mortgage process as well as any specific mortgage terms that may be unfamiliar to you.PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio. 1. Language: English. Narrator: William Bahl. Audio sample: http://samples.audible.de/bk/acx0/171145/bk_acx0_171145_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 24.10.2020
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The Swiss Army Knife of Retirement Cash Flow: S...
9,95 € *
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The Swiss Army Knife of Retirement Cash Flow: Stories of Freedom & Assurance to Put Your Mind at Ease is a valuable guide for people looking for a better retirement lifestyle. It's filled with informative and beneficial stories detailing how older homeowners have used reverse mortgages to supplement their cash flow and maintain their independent lifestyle. Kevin A. Guttman, NMLS #384936, is a Reverse Mortgage Planner who has helped many Colorado seniors increase their cash flow for the lifestyle they want. He believes it's his mission to inform and educate people, give them honest answers and advice, and help them consider their options. 1. Language: English. Narrator: Bruno Belmar. Audio sample: http://samples.audible.de/bk/acx0/101879/bk_acx0_101879_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 24.10.2020
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How to Make Your Money Last: The Indispensable ...
9,95 € *
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With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets - from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and - critically - how much to withdraw from your savings each year). The right moves will not only raise the amount you have to spend; they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices, the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth today. Quinn shows you how. At a time when people are living longer yet retiring with smaller pots of savings than they'd hoped for, this book will become the essential guide. 1. Language: English. Narrator: Amanda Carlin. Audio sample: http://samples.audible.de/bk/sans/007312/bk_sans_007312_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 24.10.2020
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Reverse Mortgage Loan in India - Perceptions of...
89,90 € *
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An Efficient Financial System should address to the requirements all the sections of the society, including the ageing population. To address the changing requirements of the ageing population, the financial markets have brought in a novel product called 'Reverse Mortgage Loan'(RML). In simple terms, RML is the "opposite" of a conventional home loan. A Reverse Mortgage enables a senior citizen to receive a regular stream of income from a lender (a bank or a financial institution) against the mortgage of his home. Reverse Mortgage thus turns the immovable property into a liquid asset that generates a return while it is being used by the owner. It converts the savings (real asset) into liquid. The Indian Financial System is still evolving and has introduced the RML recently. The Study is undertaken to gain an insight into the concept of Reverse Mortgage Loan, an innovative Financial Product, and examine the performance of Public Sector Commercial Banks through the Perceptions of the Beneficiaires - with special reference to Reverse Mortgage Loan in Telangana State.

Anbieter: Dodax
Stand: 24.10.2020
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Reverse Mortgage - Eye opener for Indian Financ...
59,00 € *
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Retirement planning is an important part in personal financial planning process. With lots of financial planning tools available in the market it would be a tough challenge for the reverse mortgage loan to succeed. Reverse Mortgage Loan (RML), which unlocks investments in residential property and converts into cash, is new to India. The beneficiaries are senior citizens. RML is beneficial to the borrowers and lenders simultaneously. The main objective of this book is to study the feasibility of reverse mortgage loans as a retirement planning tool, to find the major challenges against the acceptance of reverse mortgage loan in India and to understand the level of acceptance of reverse mortgage loan. The book also includes a detailed overview of reverse mortgage industry in India, various regulations governing reverse mortgage loan, an overview of various reverse mortgage schemes offered by various institutions in India and the basics of reverse mortgage loan including its characteristics, advantages, disadvantages, uses etc.

Anbieter: Dodax
Stand: 24.10.2020
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Actuarial Sciences and Quantitative Finance
120,73 € *
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Featuring contributions from industry and academia, this volume includes chapters covering a diverse range of theoretical and empirical aspects of actuarial science and quantitative finance, including portfolio management, derivative valuation, risk theory and the economics of insurance. Developed from the First International Congress on Actuarial Science and Quantitative Finance, held at the Universidad Nacional de Colombia in Bogotá in June 2014, this volume highlights different approaches to issues arising from industries in the Andean and Carribean regions. Contributions address topics such as Reverse mortgage schemes and urban dynamics, modeling spot price dynamics in the electricity market, and optimizing calibration and pricing with SABR models.

Anbieter: Dodax
Stand: 24.10.2020
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Reverse Mortgage - Eye opener for Indian Financ...
101,00 CHF *
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Retirement planning is an important part in personal financial planning process. With lots of financial planning tools available in the market it would be a tough challenge for the reverse mortgage loan to succeed. Reverse Mortgage Loan (RML), which unlocks investments in residential property and converts into cash, is new to India. The beneficiaries are senior citizens. RML is beneficial to the borrowers and lenders simultaneously. The main objective of this book is to study the feasibility of reverse mortgage loans as a retirement planning tool, to find the major challenges against the acceptance of reverse mortgage loan in India and to understand the level of acceptance of reverse mortgage loan. The book also includes a detailed overview of reverse mortgage industry in India, various regulations governing reverse mortgage loan, an overview of various reverse mortgage schemes offered by various institutions in India and the basics of reverse mortgage loan including its characteristics, advantages, disadvantages, uses etc.

Anbieter: Orell Fuessli CH
Stand: 24.10.2020
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Reverse Mortgages and Linked Securities
157,00 CHF *
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An institutional investor's guide to the burgeoning field of reverse mortgage securitization Reverse Mortgages and Linked Securities is a contributed title comprising many of the leading minds in the Home Equity Conversion Mortgages (HECM) industry, including reverse mortgage lenders, institutional investors, underwriters, attorneys, and regulators. This book begins with a brief history of reverse mortgages, and quickly moves on to discuss how the industry has evolved-detailing the players in these markets as well as the process. It discusses the securitization of reverse mortgages and other linked securities and includes coverage of pricing techniques and risk mitigation. This reliable resource also takes the time to cover the current regulatory environment of the HECM market, which is constantly changing due to the current state of the real estate market. * Highlights specific strategies that will allow institutional investors to benefit from the resurgence of reverse mortgages and linked securities * One of the only guides to reverse mortgages and linked securities targeted towards institutional investors interested in securitized products If you want to make the most of reverse mortgages and linked securities, take the time to read this book.

Anbieter: Orell Fuessli CH
Stand: 24.10.2020
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